Tamra Capital offers a variety of portfolios to match different investment goals. Choosing the right one depends on:

- Your risk tolerance
- Investment duration

Tamra provides a risk assessment questionnaire to help you select the best portfolio based on your answers.

| **Time Horizon** | **Example Goals** | **Recommended Portfolio** |
| Less than 1 year | • Emergency fund for 3–12 months  
• Unexpected expenses | Emergency Portfolio |
| 1 to 2 years | • Wedding expenses  
• Planned medical costs  
• Vacation  
• Buying a product or service  
• Retired and investing (age 60+) | Conservative Portfolio |
| 3 to 5 years | • Down payment for a home  
• Graduate studies  
• Paying off debt  
• Buying a car  
• Retirement in 3–5 years (age 55–57) | 

Moderately Conservative

Portfolio

 |
| 6 to 9 years | • Buying property  
• Mid-career retirement planning  
• University education for children  
• Retirement in 6–9 years (age 50–54) | 

Moderately Aggressive

Portfolio  
**OR **  
Promising Portfolio

 |
| 10+ years | • Early retirement planning  
• Investing for children  
• Long-term investing  
• Retirement in 10+ years (age 18–49) | Aggressive Portfolio  
**OR **  
Saudi Portfolio |