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Why is Tamra Capital a Smart Choice?

About Tamra Capital

We’re happy to introduce you to Tamra Capital. We are a closed joint-stock company with Commercial Registration No. 4030414862, licensed by the Capital Market Authority (CMA) in Saudi Arabia under license number 20212 – 30 to provide investment advisory and management services. We use the latest technologies to help individuals invest and manage their money across local and global markets. Tamra is proud to be the first company in Saudi Arabia to offer robo-advisory services with a full investment management license.   Tamra Capital was founded as a Saudi initiative by Salahuddin Jamal Khashoggi and Hattan Ibrahim Rees, after realizing how hard it was for individuals to access simple and automated investment solutions.   Today, Tamra is backed by a group of shareholders who believe in the product and the vision we aim to achieve. - Tamra received its CMA license in 2021 as the first Saudi company to officially offer robo-advisory services. - We started serving clients in August 2022, marking a new beginning in smart and automated investing. 🕒 From day one, Tamra’s goal has been to make investing easy for everyone—no complexity, no tough conditions.

Why is Tamra Capital a Smart Choice?

What makes Tamra Capital special?

Tamra Capital offers many features that build trust and make your investment journey easier: - A fully digital experience through the app—from registration to performance tracking - Low fees with great returns - Diversified portfolios covering over 1,000 stocks in 55 countries - Different risk levels to match your investment goals - Transparent and updated reports - A professional team of investment experts and customer care specialists - Shariah-compliant investments - Accurate Zakat calculation that reduces the rate to less than 2.5% - Special support for youth with symbolic fees of 1 SAR/month for ages 18–25

Why is Tamra Capital a Smart Choice?

Why invest with Tamra Capital?

- Save time and effort—no need for experience or daily monitoring - Diversified portfolios built based on your risk tolerance - Simple fee strategy—no brokerage, currency exchange, or international transfer fees - Smart tools like the Investment Calculator and Retirement Calculator - A portfolio for every goal—you can create up to 10 sub-portfolios - Child accounts managed by the legal guardian

Why is Tamra Capital a Smart Choice?

What is Tamra Capital’s investment methodology?

Tamra Capital follows a scientific approach to building investment portfolios. We use the Modern Portfolio Theory, which won the Nobel Prize in Economics in 1952 and was developed by Harry Markowitz. This theory helps investors build portfolios that aim for high returns while reducing risk by diversifying across different assets like stocks, bonds, and other financial instruments. It provides a structured way to match your portfolio with your risk tolerance and goals, aiming for long-term financial success. That’s why we use this theory to build Tamra’s portfolios to suit different investment objectives.

Why is Tamra Capital a Smart Choice?

What is a robo-advisor?

A robo-advisor is a smart service that helps you choose the right investment portfolio automatically, without human intervention. All you need to do is answer a few simple questions, and the robo-advisor will recommend the best portfolio based on your goals and risk level.   In the past, investment management was only available to wealthy individuals due to high costs. But today, thanks to fintech, it’s available to everyone with low fees and an easy, fast process.   ⚡ In just a few minutes, you can open your portfolio and start investing—no hassle.

Why is Tamra Capital a Smart Choice?

What kind of returns can I expect from investing with Tamra Capital?

You can earn returns from your Tamra Capital investment in two ways: 1. Capital gains: This is the main source of profit and refers to the daily change in your portfolio’s value. For example, if you invest 1,000 SAR and it grows to 1,010 SAR by the end of the day, the 10 SAR difference is your capital gain. 2. 2. Cash dividends: Some investment funds distribute cash dividends based on their policies. Tamra notifies clients via email when dividends are received and reinvests them to help your portfolio grow faster and benefit from compound returns. Monthly dividends are paid by 3 funds (SPUS, SPSK, SPRE), and semi-annual dividends by (ISDE.L, ISDW.L).   You can view dividend amounts and reinvestments in the “Transactions” section of the app.