Cash Transactions (Deposit, Withdrawal, Transfer between portfolios)

What are the deposit options for my Tamra portfolio?

At Tamra, our goal is to make investing easy from the first step — starting with choosing your portfolio and making your deposit. Depositing is very simple. You can start with any amount, anytime, with no minimum and no fees. All deposit options are available directly in the app, with secure and easy steps: 💳 Credit Card (Visa or MasterCard) 📱 Apple Pay 🏦 Direct Bank Transfer 🔁 Automatic Recurring Deposit (via standing order or credit card) 🟢 Bank transfer is the fastest way to deposit your money into Tamra. Deposits usually take between 5 minutes and 2 business days. Once completed, units are purchased and your investment begins based on each portfolio’s working days.

Is there a minimum deposit?

There is no official minimum deposit at Tamra Capital. You can start investing with any amount, anytime, with ease.   💡 Tip: Regular investing is one of the keys to long-term financial success. It helps you grow your wealth gradually and sustainably.

How long does it take to deposit funds?

Deposits usually take between 5 minutes and 2 business days (Saudi Business Day). Once completed, units are purchased and your investment begins based on each portfolio’s working days.

How long does it take to start investing?

The investment or withdrawal process goes through several steps. It depends on the execution times of each fund, the official working days of the markets involved, and Saudi business days.   Generally, the process takes 7 to 10 business days. Each step ensures your investment is executed with the highest quality.

Can I withdraw my money anytime?

You can withdraw your entire invested amount or part of it after the investment process has started. However, you cannot withdraw the deposited amount before it is invested, as it will still be under processing.   💡 Please note: The withdrawal process is affected by the official working days of the markets where your funds are invested, as well as the official business days in the Kingdom of Saudi Arabia.

Are there any fees for deposits or withdrawals?

Tamra Capital does not charge any fees for deposits or withdrawals.

How can I find the IBAN for my portfolio?

Each portfolio has its own IBAN to make it easier to transfer funds and set up standing orders from your bank account. To find the IBAN for any portfolio in the app: - Tap “Deposit” on the app’s home screen - Select the portfolio you want to deposit into - Tap “Bank Transfer” - Copy the IBAN shown for the selected portfolio

Learn more about automatic deposits

To make your investment journey easier and more consistent, Tamra offers recurring deposits via bank transfer or directly through the app. - Standing Order via Bank Transfer: Set up a standing order using your bank’s app or website. Go to Transfers → Standing Orders, select your Tamra account (added as a beneficiary), and follow the steps to set the amount, start/end dates, and frequency. - Automatic Deposit via Tamra App: Go to Tamra App → Deposit → Recurring Deposit → Select Portfolio → Set Amount and Frequency → Add Bank Card

How can I transfer between portfolios? Are there any restrictions?

To transfer invested funds between your portfolios, follow these steps: - Tap “More” at the bottom of the screen - Select “Transfer Between Portfolios” - Choose the portfolio to transfer from - Choose the portfolio to transfer to - Enter the amount to transfer - Tap “Transfer” to submit the request We will sell part of the assets in the source portfolio and use the amount to buy assets in the target portfolio. Note: The process goes through several steps and depends on fund execution times, market working days, and Saudi business days.   You cannot transfer uninvested funds between portfolios because the app automatically invests deposits as soon as they arrive.

How long does it take to transfer between portfolios?

The transfer process goes through several steps and depends on fund execution times, market working days, and Saudi business days.   For more details, contact us via chat in the Tamra app or call 920028255.

What currency is supported for deposits and withdrawals?

Currently, Tamra only supports deposits and withdrawals in Saudi Riyals (SAR).

Can I withdraw my profits from Tamra?

When investment funds distribute cash dividends (based on each fund’s policy), Tamra automatically reinvests those dividends to help your portfolio grow faster and benefit from compound returns.   If you withdraw part of your portfolio and it has generated profits, we will sell assets equal to the withdrawal amount. This means your withdrawal will reduce both your invested amount and your profits.   Currently, Tamra does not offer a “withdraw profits only” feature to avoid reducing your invested capital.   Our robo-advisor is designed to help you achieve long-term investment goals and grow your wealth efficiently.